What is “Single Article/Item Limit” and how will affect a potential claim?

May 27, 2017 5:49 pm Published by

Single Article Limit or Single Item Limit is the maximum amount that can be claimed against a single item. The limit is identified in the policy and some insurance companies may have separate limits under Home Contents and Personal Belongings. Most insurance companies will require you to declare items (contents or personal belongings) that exceed these limits and may request copies of receipts or documentation to prove you own them before they include them in your policy cover. By declaring the items beforehand they will not be subject to the single Article Limit, however your personalised policy may result with an increase in premium (the price you pay for the policy) .

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This post was written by Khaleel Kilani